Leverage strategic mortgage acquisitions as an effective real estate investment tool.
By acquiring mortgages at attractive prices, a wide range of opportunities opens up to you.
The Nota Simple describes the legal status of a property and helps determine the liability amount, which is typically 30–50% higher than the mortgage amount.
In Spanish foreclosure auctions, you can bid up to the level of this liability amount—often without competition from third parties, as in around 70% of cases no external bidders participate. After acquisition, you have the flexibility to sell the property subsequently.
If a third party bids above the liability amount, you can either place a higher bid and pay the difference, or accept the liability amount, which results in an automatic increase in value without acquiring the property. Use these strategic options to optimally manage your investment.
The purely notarial acquisition of a mortgage already entitles you to rent out the property or occupy it yourself.